MEET BABY TIMBABY TIM EXPLAINS
Do I really need 20% down?
No one likes confusing mortgage jargon. Baby Tim helps make the basics easier to understand.
BABYMORTGAGE.COM · NEXA LENDING
Know what you can afford.
Find the right loan.
Plan your next move.
Big dreams. Baby steps. Mortgages made simple with real guidance from Tim Stoner—and a little humor from Baby Tim.
Apply through our secure application provider, or speak directly with Tim. Or get our free AI prompt guide ↗
CONNECT WITH TIMAvailable by appointment
Your mortgage professionalTim StonerNEXA Lending
Ask a question, discuss your options, or get help taking the next step. The future interactive experience is on its way.
♥People first.
Always.
Always.
♧Your questions.
Clearer answers.
Clearer answers.
⌂Useful guidance.
Your next move.
Your next move.
✦A little humor.
A brighter tomorrow.
A brighter tomorrow.
Baby Kim's home finder · Southern Arizona
Find Your Dream Home.
Big dreams start with finding the right place. Search homes throughout Southern Arizona, explore your favorites, and let Baby Kim help you take the next step.
Popular:
Sample data:These homes are synthetic test fixtures, not real MLS listings, and are not for sale. Live MLSSAZ listings replace them once the IDX feed is approved.
The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Multiple Listing Service of Southern Arizona (MLSSAZ). Listings are marked with the MLSSAZ IDX logo and show the name of the listing brokerage, which may be different from the real estate professional who responds to inquiries on this website. All information provided is deemed reliable but is not guaranteed accurate and should be independently verified. Listing information is updated regularly but may not reflect the most current data. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Baby Kim finds the homes. Baby Tim helps explain the financing.
Free guide · AI meets real estate
The Must-Have Prompts to Give Your AI When Buying or Selling a Home
What should you ask AI before your next big move? We're creating a practical, easy-to-use collection of prompts to help you research, prepare better questions, and feel more confident about buying or selling a home.
✦ Homebuying questions⌂ Home-selling preparation✓ Smarter AI conversations
Our PDF is in the works. Join the list now, and we'll email it when it's ready.
From the Baby Mortgage showHome loans.
Home loans.
Explained by babies.
Serious mortgage topics. Baby-sized explanations. Get to know the characters behind the Baby Mortgage series.
MEET BABY TIM
MEET BABY KIMBABY MORTGAGE BASICS
What is preapproval?
The team explains what it means to get ready for your first big purchase.
MEET THE TEAMMEET THE UNDERWRITER
What happens after I apply?
A friendly introduction to what happens behind the scenes after an application.
More Baby Mortgage episodes are on the way. In the meantime, you can start your secure application or talk directly with Tim.
Meet the grown-up behind Baby MortgageReal mortgage guidance.
Real mortgage guidance.
A little less mortgage-speak.
I'm Tim Stoner, a licensed mortgage loan officer with NEXA Lending. Baby Mortgage makes learning about home financing more approachable—with clear explanations, useful next steps, and just enough fun to keep things interesting.
When you're ready to discuss your situation, I'll help you understand the application process and explore available options.
Ready to talk about your next move?
A good mortgage plan starts with one simple step.
Quick questions. Clear answers.
Do I have to be ready to buy before we talk?
No. If you're just starting to explore, booking a conversation can help you understand the steps toward applying.
Where does the application go?
The Apply buttons open the existing secure mortgage application website associated with Tim's loan officer profile.
Can I get help with my application?
Yes. Start the secure online application or schedule a conversation with Tim for guidance. The interactive Baby Mortgage assistant is still in development.